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If you need a convenient credit card, we’ve got you covered. You’ll save money with a low fixed 9.9% APR.* Your payments are affordable, and you’ll save money on interest. Plus, we have no hidden fees. Compare this to expensive bank cards with APRs as high as 25% with annual fees, balance transfer fees, and exorbitant late fees! A higher APR means more costly monthly payments. And it will take longer to pay off your balances!
Features include no annual fee, a 25-day grace period, and a low 9.9% Annual Percentage Rate. Cash Advances are also at a low 9.9% APR with no fees. The latest technology (including EMV chips) protects your data. And we’ve partnered with the best in the business to keep your transactions safe. Visa’s zero fraud liability also covers your transactions for added purchase protection.
Fixed 9.90% APR*
No annual fee
No balance transfer fees
Online Account Access: view your balance, credit limit, minimum payment amount and due date from within our home banking/mobile banking. Even set up recurring payments or make a one-time payment from your accounts with us!
| Loan Type | APR* | Details |
|---|---|---|
| Visa Credit Cards | 9.90% |
5.90% APR* on all purchases within the first 6 months of opening the account until paid in full. Zero balance transfer fees 9.90% APR* thereafter. |
Call to activate card: 1(800) 543-5073
Customer service: 1(800) 322-8472
Lost/Stolen After Hours: 1(866) 604-0381
Disputes: 1(800) 322-8472
The higher your APR, the higher your monthly payments will be. So, it makes sense to move those high-rate balances to a better card. You can potentially save thousands of dollars — money you can use for something else for you and your family.
Consider this example:
| Your Current Credit Card | Bessemer System VISA Card |
|---|---|
| Balance: $7,500 | Balance Transferred: $7,500 |
| Goal to Payoff: apx. 30 months | Goal to Payoff: apx. 30 months |
| Current Rate: 18% APR | Our Rate: 9.9% APR* |
| Monthly Payment: $312 | Monthly Payment: $283 |
| Total Interest Paid: $1,871 | Total Interest Paid: $998 |
| Interest You’ll Save: $873* | |
See more comparisons at Credit Karma - Debt Repayment Calculators.
